It's the lovely time of year when the country recognizes that every week, though I don't have any money, it takes a large portion of cash (that I should be using to pay off my loan debt) to be used for its own purposes. And, friends, when tax day comes, I generally end up with a chunk of change.

Well, not this year. Almost all of my Federal return is going to pay for a withholding error my employer made ($666 no less) and, this just in, NY state doesn't have enough money to send out the returns. Oh joy!

My mom will be happy about the lack of new tattoos.